Do you enjoy long road trips in your RV? Perhaps an off-road adventure on your ATV is more your pace. Whatever your preferences, Patriot Insurance has the coverage you need to protect you and your recreational vehicles on every journey.
Insurance for ATVs
ATVs may have four wheels, but these vehicles are anything but ordinary. Whether you use your ATV to hunt, take it mudding on the weekends, or put it to work on your farm, make sure you have insurance that protects your investment.
If you cause an ATV accident that leads to another person’s injury or property damage, you could be held liable. ATV liability insurance can cover liability claims, as well as any legal defense fees you incur as a result of a lawsuit.
If you roll your ATV down a hill or collide with a friend’s 4-wheeler on a trail, collision insurance helps to assure you are reimbursed for damages to your own vehicle. It can pay to repair or replace your ATV with minimal out-of-pocket costs for you.
What happens if your ATV is stolen from your garage during the winter? What if a wild animal destroys your navigational equipment? When losses occur outside of a collision, comprehensive insurance can reimburse you for your losses.
ATV Insurance Can Be Affordable
When you are ready to purchase ATV insurance, make sure you are getting the best deal you can find on coverage. Using an independent agency like Patriot Insurance assures you will have access to competitive quotes from multiple insurers, as well as discounts for safe driving, low mileage, multiple lines of coverage, and more.
Insurance for RVs and Trailers
Your RV is your ticket to adventure. Whether you are parked at a campsite or taking it on the road, we can help you find insurance that protects you every mile along the way. We can provide insurance for:
- And more
Your RV is considered a vehicle. Accordingly, you must have liability insurance when you operate it on a public road. Before you hit the highway, make certain you have adequate property damage and bodily injury liability protection to cover victim losses related to an accident inside your RV or as the result of a collision.
You swerve to prevent your RV from colliding with a deer late one night, slamming into a guardrail. Can you afford to repair your rig? Collision insurance helps cover damages to your RV or trailer when you collide with another vehicle or object.
If your RV is blown over in high winds, comprehensive insurance can help cover the damages. This type of insurance protects you against vandalism, theft, falling objects, bad weather, and other non-collision related losses.
Other Types of Coverage
Owning an RV is risky; you never know how much money you could lose until an accident occurs. At Patriot Insurance, we can offer:
- Uninsured Motorist Insurance
- Roadside Assistance
- Medical Payments Coverage
- Towing and Labor Coverage
- Accessories Replacement (coverage for awnings, antennas, and more)
RV Insurance Discounts
You may even qualify for lower rates on your coverage. Discounts vary from insurer to insurer, but some companies provide RV insurance premium reductions for customers who belong to RV associations, take RV safety courses, or insure other assets, such as a car or home, with the same company.