What you see is what you get; at least, that’s what we’ve been told. When it comes to car insurance, though, the old rules don’t always apply. Looking at a computer screen to compare rates on coverage is not the same as comparing rates from multiple insurers with an independent agent in your own hometown. Sure, you might see the same prices on the Internet, but are you really benefiting from the DIY approach? Could doing it yourself actually come back to hurt you later? Continue reading to find out how working with an independent agent could save you more time and money than you might think.
Access to Knowledgeable Advice
Do you know the difference between comprehensive insurance and full coverage? Do you know which coverage to purchase in order to protect your passengers if they are injured in an accident? Do you know how much of what you own could be at risk if you were sued for your liability in an accident? A seemingly small misunderstanding of how car insurance works could lead to a significant financial loss if you are underinsured.
An agent’s advice is more than an opinion – it’s valuable guidance in an industry that is constantly changing. Agents are licensed, regulated, and specifically trained to look out for the best interests of their customers. When you work with an independent agent, you are working with someone who is completely and thoroughly committed to meeting your coverage needs.
Spend Less Time Buying Car Insurance
When you work with Patriot Insurance, you only have one step when shopping for insurance – requesting a quote. Your insurance agent will do all the heavy lifting for you, working to dig up insurance quotes from multiple Minnesota and national insurers on your behalf while you get back to doing whatever it is you need to do. When your quotes are ready, you can compare coverage and costs before making a decision on the policy that is right for you.
The time savings continues long after you purchase your coverage. Your agent will continue to work on your behalf, assisting you with any questions you may have and helping you as issues arise. You will have immediate access to a person in real-life instead of spending hours on hold getting transferred from person to person when you need help.
Find the Best Car Insurance Rates
For all the benefits that an independent insurance agency can provide, access to the best car insurance rates is a major plus. At Patriot Insurance, we are constantly evaluating coverage to ensure the policies our customers hold continue to be a great value for their needs. We also help our customers learn about important money-saving discounts that make excellent coverage even more affordable than it already is. Whether that means taking a voluntary driver safety course or bundling car insurance with other lines of coverage, such as homeowners insurance, our team is here to make sure you and your family are fully insured at an affordable price.
If you are shopping for car insurance, give yourself the gift of time, personalized service, and savings by working with an independent agent. Call Patriot Insurance to schedule your risk evaluation and request your car insurance quotes today. We look forward to serving you soon.